In Turkey there are two alternatives in order to benefit from health services, persons of foreign nationality. One of them is the general health insurance provided by the state and the other is private insurance. First of all, it should be noted that private insurance agencies work with a monthly dues payment system. The health services provided by private insurance can be used in return for the dues paid by the person.
Private health insurances include both inpatient treatment and outpatient examination coverage. People can receive treatment either without paying a treatment fee or by paying a very low amount in all health institutions with which the insurance company has an agreement. In healthcare institutions that do not have an agreement with the insurance company, the insurance covers a certain amount on behalf of the customer.
The Foreign Nationals Private Health Insurance policy covers the minimum coverage structure determined in the Circular on Private Health Insurance to be taken out in the Residence Permit Requests No. 9 dated 06.06.2014.
Turkey has a very complex health care system because of the existence of different plans and departments involved in this sector. All health care and related social welfare activities are coordinated by the Ministry of Health. Article 60 of the Turkish Constitution quotes: “Every individual is entitled to social security. The State takes the necessary measures to create this confidence and organizes the organization”. Therefore, the Ministry is responsible to provide health care for the people and organize preventive health services, build and operate state hospitals, supervise private hospitals, train medical personnel, regulate the price of medical drugs nationwide, control drug production and all pharmacies.
There are many pharmacies all over Turkey (Eczane in Turkish) which are concentrated especially near hospitals but also in every neighborhood. Certain drugs are sold with Green or Red prescriptions permitting the Ministry to control sale of some medicines, and there are also many sold over the counter (OTC) without the need of a prescription.